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UAE Final Settlement Calculator

Updated June 2026 · Based on UAE Labour Law

Combine gratuity, unused-leave encashment, pending dues and deductions into your net full & final settlement.

Gratuity and leave encashment are calculated on basic salary.

Accrued annual-leave days not taken, paid on the basic wage.

Add any pending salary or notice pay as dues; subtract loans or advances as deductions.

Quick answer

A UAE full and final settlement is the total amount payable when your employment ends. It combines your end-of-service gratuity, encashment of any unused annual leave and pending salary or dues, minus deductions such as a notice-period shortfall, loans or advances. By law it must be paid within 14 days of your last working day.

What goes into a UAE final settlement
ComponentEffect on settlement
End-of-service gratuity (EOSB)Added
Unused annual-leave encashmentAdded
Pending salary & duesAdded
Notice shortfall, loans, advancesDeducted
Payment deadlineWithin 14 days of contract end

How is a UAE final settlement calculated?

Your full and final settlement under UAE Labour Law (Federal Decree-Law No. 33 of 2021) brings together everything owed when employment ends:

  • End-of-service gratuity — 21 days basic pay per year for the first 5 years, 30 days thereafter, capped at 2 years' pay.
  • Leave encashment — unused annual-leave days × (basic salary ÷ 30).
  • Other dues — pending salary and notice-period pay.
  • Less deductions — outstanding loans or salary advances.

The employer must pay the settlement within 14 days of the contract ending. For a gratuity-only figure, use our UAE Gratuity Calculator; for leave only, use the Leave Salary Calculator.

Estimate for guidance only — your final entitlement may vary by contract. Source: UAE Government (u.ae).

Frequently asked questions

What is included in a UAE final settlement?
Gratuity + unused-leave encashment + pending salary/notice pay − authorised deductions (loans, advances). Payable within 14 days of contract end.
How is final settlement calculated?
Gratuity (21/30 days per year, capped at 2 years) + leave encashment (days × basic ÷ 30) + dues − deductions = net payable.
When must it be paid?
Within 14 days of the termination of the contract under UAE Labour Law.
Can the employer deduct from it?
Yes — amounts the employee owes, such as loans or advances, can be deducted in accordance with the law.

Related UAE calculators

Want to break down each part of your settlement on its own?

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